How to save money сочинение
Обновлено: 18.05.2024
Today all world is crazy about money. We earn money, spend money, borrow money and all our life we want to have as much as possible.
I am very young now to operate a big figure of money, but I always have my pocket money.
Well I started to get my pocket money few years ago. First my parents and grandparents gave me something and I was saving. I was collecting money to buy some toys and chocolate.
When I went to school I tried to earn something in summer, walking the dogs. I started to save to buy presents for my family or some nice clothes that I like.
My parents give me some money regularly. Honestly I have nothing special to buy. Sometime I go to pizzeria or cinema with my friends, collecting money for vacation or something else.
In future I would like to go to university. I also need money for this. Of course my parents will pay, but I would like to help them as well.
In different countries teenagers have pocket money. Unfortunately not everybody can spend them smart. Sometime I read in internet, that teenagers start to buy alcohol, cigarettes and drugs. These are bad and useless things.
My mom says that I have to learn how to save money. It is not easy but I am doing my best. For example, if you have 50 rubles every months, you can spend 30-40 rubles. Rest money you save for future. My mom says, that in past my grandad have saved money so to build a house.
I am too young to start to save for house, but for my education. Anyway for any teenager pocket money today is very important. But you also have to think how to spend them and what to buy.
Карманные деньги
Сегодня весь мир зациклился на деньгах. Мы зарабатываем деньги, тратим деньги, занимаем их и всю нашу жизнь мы хотим заработать как можно больше.
Я очень молодая сейчас, чтобы распоряжаться крупной суммой денег, но у меня всегда есть карманные деньги.
Что же, я начала получать карманные деньги не так давно. Вначале мои родители и бабушка с дедушкой давали мне кое-что, а я пыталась собирать. Я копила деньги, чтобы купить игрушку или шоколадку. Когда я пошла в школу, я попыталась заработать что-то летом, выгуливая собак. Я начала копить, чтобы купить подарки для моей семьи или какую-то красивую одежду, которая мне нравится.
Мои родители дают мне деньги регулярно. Хотя, мне особо нечего покупать. Иногда я хожу в пиццерию или кино с моими друзьями, собираю деньги на период каникул или на что-то ещё.
В будущем я бы хотела пойти учиться в университет. Мне также нужны деньги на это. Конечно, мои родители будут платить основную сумму, но я бы очень хотела им помочь.
Во всех странах подростки получают карманные деньги. К сожалению, не каждый понимает, как потратить эти деньги разумно. Порой я нахожу в интернете статьи о том, что подростки покупают алкоголь, сигареты и наркотики. Это плохая и бесполезная трата денег.
Мама говорит, что я должна учиться копить деньги. Это непросто, но я очень стараюсь. Например, если тебе дают 50 рублей в месяц, вы можете тратить только 30-40. Остальные деньги можно отложить. Мама говорит, что в прошлом дедушка скопил так, чтобы построить дом.
Я слишком молода, чтобы копить на дом, а вот на образование можно. В любом случае, карманные деньги подросткам нужны. Но нужно также думать, как ими распорядиться и что купить.
Тема о деньгах и о том, тратить ли их сегодня, чтобы получить от жизни все, или делать сбережения на будущее. Эта тема была на официальных тестах IELTS в некоторых странах мира в июне 2017 года. Возможные доводы для обоих этих мнений найти довольно просто.
Совет:
Читайте как можно больше тем эссе и примеров к ним, чтобы обогащать свой язык новыми грамматическими и лексическими конструкциями, пополнять свой запас аргументов и узнавать что-то новое из разных сфер жизни.
Эссе ниже я написал за 30 минут — это моя оригинальная работа, а не скопированное из Интернета эссе.
Тема эссе Writing Task 2 (была на официальных экзаменах IELTS в июне 2017 года):
Many people believe that they should spend their money to enjoy life at present. Others, however, think that they should save it for the future. Discuss both views and give your own opinion.
План эссе:
Introduction – перефразируем тему и покажем структуру эссе
Essay body 1 –
Topic sentence: Аргументы тех, кто предпочитает тратить деньги в настоящем, не думая о будущем:
Examples:
(1) распространенная философия о том, что человек живет один раз, и надо получать от жизни удовольствие.
(2) в будущем может не быть тех возможностей делать расходы, какие есть сейчас, и поэтому лучше пользоваться ими сегодня.
Essay body 2 –
Topic sentence: Доводы тех, что за денежные сбережения для будущего:
Examples:
(1) если у человека есть долгосрочные цели сделать большие покупки или оплатить образование себе или детям, то стоит откладывать деньги.
(2) могут измениться внешние обстоятельства, и человек может потерять источник дохода (кризис, потеря работы, здоровья) – сбережения могут помочь в таких ситуациях.
(3) с помощью определенных финансовых инструментов сбережения можно с годами значительно приумножить и даже отказаться от работы и жить в свое удовольствие.
Conclusion – Мое мнение – нужно делать сбережения, чтобы иметь финансовую независимость и уверенность в будущем.
Готовое эссе:
It is argued that money should be spent in order to increase satisfaction from life at present. However, the opponents of this view claim that money should be saved for some important purposes in the future. The following paragraphs will consider both these opinions and present my perspective on this issue.
On the one hand, the proponents of spending money now, without thinking about the future, may have their reasons. Thus, there is a commonly known philosophy supported by many, that a person lives only once, so there is no point in thinking about tomorrow and it is perfectly acceptable to spend money today. In addition, people who support this view may think that in the future one may not have the same income, and it is better to take advantage of today’s spending opportunities to enjoy life.
Conversely, the supporters of saving money remind that thinking about the future is essential. Thus, these people prefer saving money for long-term goals, such as children’s education or buying accommodation. Another factor that they consider is that a person may lose his source of income due to economic crises, unemployment or bad health, and his savings could be useful in such circumstances. Furthermore, saving money regularly and using certain financial instruments could significantly increase the capital over years and could even help a person stop working in order to earn living.
To conclude, I would stick to the opinion that saving money is a more reasonable strategy than spending it today. In my view, regular savings could increase chances of achieving financial independence in the future not only for oneself, but also for one’s descendants.
Срочно сочинение на тему how to save money / 500 слов минимум.
The saying "every penny counts" emphasizes the need to be economical.
Frugality is very important in life.
Need to spend less than you earn and set aside some part for the future.
We need to learn how to spend money wisely and to ensure that expenditure does not exceed income.
In life, you must be cautious and patient in order to properly plan their spending.
Saving is the path to success.
The money saved can be useful in difficult times, such as when unexpectedly there are any health problems.
Money can also somewhere to invest, thereby increasing the originally deferred amount.
That's why they say that a ruble saved is a ruble earned.
After saving it is income.
We can invest your money in different ways — to buy stocks to share in the investment funds or you can come up with a profitable idea and start their own business.
Today we see that the price of land and gold increase considerably, and they are much higher than prices on other products.
Thus, investing in gold or real estate, we will double our money in a few years.
We can also double your money by learning to control your spending.
The art of frugality, you need to learn, and in doing so, we will be able to earn more in your life, in the future, by investing their savings.
Let's be responsible people, not littering money right and left, especially not spending them on extravagant things that are not so necessary in our lives.
Let's spend money only on necessities, and the remaining money to postpone.
Then we can use the savings as capital and start your own business or Finance company, which will bring more profit in the future, and with this profit to buy those things that we want to possess.
Some people say that it is better to enjoy your money as soon as you earn it while others prefer to save the money for later. It is a difficult choice faced by lots of people because of the different attitudes they hold towards money. As far as I am concerned, I vote for the former choice, which is that it is better for one to enjoy his or her money as soon as it is earned. Spending money as soon as possible is my preference because of three reasons as follows.
First, we can observe easily in the modern society that the dominant philosophy nowadays is "enjoy your life when you are still young". Most young adults like to work for a period of time and then go on for a trip to visit some places they have never been to. Those trips not only helps them to keep in shape but also provides them different kinds of knowledge and new perspective in looking at their environment. Other people spend the money for their leisure, which helps them to relax and go back to work with enough energy.
In the old days, it is said that people who save money in a bank understand the philosophy of thrift. Actually, economists say that in the modern world saving money in a bank is the quickest way to lose it. Moreover, none of the rich people became rich by getting interests from the bank.
Living in a constantly changing world, we should adjust ourselves to accept the new ways of investing our money to different areas in order to get the most of it. That is probably the reason why most of the people nowadays put their money into business to get a better payback.
The third obvious reason why I prefer spending money rather than saving them is that it is part of the contribution for the economic growth in our country. If nobody has the needs to buy stuff from others and the market, nobody will think about how to produce useful products and sell them to make the most profits. Some countries continue to lower the interests in order to force people to spend their money and therefore benefit the society as well as the people themselves. In this broad view, I prefer spending money rather than saving them.
In conclusion, I prefer spending money because it benefits ourselves as well as people around us. It is also important for kids to know how to save money as a sense of thrift. Nevertheless, spending money is still the best way to make our lives enjoyable and worthwhile.
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